Your child will learn money before their first salary.
Your child tracks pocket money, savings, and every rupee they spend — in their own app. You see every entry from yours. Built for kids 8 to 17. ₹99/month for the whole family, billed monthly.
Create your Extrack account, then add your child from inside the app.
No ads. No bank linking. Cancel any time from your account.
The gap nobody fixes
They’ll earn their first salary in 8 years. Until then?
Indian schools don’t teach money. Most homes don’t either — not because parents don’t want to, but because there’s no time, no tool, no place to start.
So kids grow up earning without ever having tracked. First salary, first credit card, first EMI — all learned the hard way.
Extrack Family closes that gap. A small ledger of their own, in their own app, used a few minutes a week. That’s it.
A note from the founder
I’m 25. I learned money the hard way.
“Nobody taught me. Not school, not home. My first salary vanished in a month. My first credit card became an EMI I should never have signed. SIPs started years too late. Every rupee I lost, I lost because I didn’t know yet — and figuring it out alone is brutal. Your child has years before their first salary. Years to learn what took me five to undo. That head start is what I’m building — the app I wish my parents could have handed me at twelve.”
— — Hitesh, 25 · Founder, Extrack
How it works
Ten minutes a week.
Invite your child
One tap from your Extrack account. Your child gets their own workspace, separate from yours.
They log their money
Pocket money in. Snacks out. Saving for a cricket bat. The app is built for kids — simple, no jargon.
You see every rupee they spend
From your Extrack account, you watch their ledger live — every entry, when they made it, and what it was for. A short weekly summary also lands in your inbox every Sunday so patterns surface without you having to dig.
In 90 days
What changes for your child.
- Week 1
They open the app on their own and log their first transaction. Without being asked.
- Week 4
They start asking before spending. “Wait — do I have enough left for the cricket bat?”
- Week 8
They set their first real savings goal. Something they want, with a target and a date.
- Week 12
You have a real money conversation with your kid. Not a lecture. A conversation.
Why it matters
The habit is the whole point.
You don’t need to teach your child interest rates or asset allocation at age ten. You need them to notice money. Where it came from, where it went, what’s left. Once that habit is built, every later lesson sticks. Without it, none of them do.
- Built for ages 8 to 17.
- No debit card. No bank linking. No way to lose real money — just the habit.
- Parent view: every entry your child logs is visible from your account — what they bought, how much, when. They cannot hide or delete history.
- Safe by default: zero ads, zero chat, zero social feed, zero third-party tracking.
Pricing
One plan, all your kids.
₹99/month for the whole family. Billed monthly, cancel any time.
Family plan
₹99/month
≈ ₹3.30 a day for the whole family.
- Up to 3 children— One subscription covers the whole family.
- Billed monthly— No long contracts. No annual commitment.
- Children are always free— Your child never sees a price or a payment screen.
- No lock-in— Stop any time from your account. No hidden retention.
Honestly: we’ll probably raise prices for new sign-ups as we add features. Your price stays where it was while your subscription stays active.
A promise to every parent
What we will never do.
- Show a single ad to your child. Not now. Not ever.
- Share, sell, or rent your child’s data. To anyone.
- Try to sell anything to your child inside the app.
- Send your child a notification you didn’t approve.
Common questions.
- How much does it cost?
- ₹99/month for the whole family, billed monthly. Up to 3 children on one subscription. No contracts, no hidden upsell, and your child never sees a payment screen.
- Will my child see my finances?
- No. Your ledger and your child’s ledger are completely separate. You can see theirs (read-only). They cannot see yours.
- Can I see exactly what my child is spending on?
- Yes. From your Extrack account you see your child’s ledger live — every entry, the amount, the category, the date, and any note they added. Nothing is hidden, nothing can be deleted by the child. The Sunday email gives you the highlights without you having to open the app.
- What age is this designed for?
- 8 to 17. Below 8, you’ll need to help them read. 14+ can run it independently while you check in from the side.
- My child has no money of their own. Does this still help?
- Yes. Pocket money is enough. The habit is what matters; the numbers come later.
- Is my child’s data safe?
- Same encryption-at-rest as adult Extrack ledgers. No data sharing, no ads, no third-party analytics on the child profile.
- Do you need a bank account or UPI for my child?
- No. Extrack never connects to any bank. Entries are made by hand. That manual step is what builds the habit.
- What if my child loses interest?
- You can pause anytime. No lock-in. No data held hostage.
Built for Indian families.
Pocket money, savings and daily spending in your child’s own app — with your view of every entry from yours.
Built in India
For Indian families
No bank linking
Your child stays safe
Ad-free, always
We will never sell to your child