Help center · Accounts
How investment accounts work
Track investment value. No auto-fetched prices — update periodically.
On this page
Investment accounts in Extrack track the current value of a holding — mutual fund, stock, FD, RD. Extrack does not fetch live prices (no third-party data access by design). Optional fields: investment start date, duration in months, annual interest rate. To reflect gains, post an Income against the account; for losses, post an Expense. Most users update monthly or quarterly when statements arrive.
Buying units
A purchase is a Transfer from your bank to the investment account for the amount invested. The investment balance grows by that amount.
Reflecting gains and losses
When the latest statement shows a different value, post the delta. Value grew by ₹5,000 → add an Income of ₹5,000 to the account, categorised "Investment gains". Value dropped → Expense, "Investment losses". The balance now matches the statement.
Selling units
A sale is a Transfer from the investment account back to your bank. The investment drops; the bank grows.
Frequently asked
Why no live prices?
Live FX/price feeds need a third-party service. The privacy-first design avoids that. Manual updates take 30 seconds per quarter.
One account per fund, or one per AMC?
Either works. Per-fund gives finer gain/loss tracking; per-AMC is simpler. Most users go per-AMC (one for HDFC funds, one for Axis, etc).
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