Help center
How to use Extrack
Plain-English guides for every feature — transactions, accounts, budgets, lending, reports and more. Search the library or browse by topic.
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Getting started
New to Extrack? Setup, first steps and core concepts.
8 articlesTransactions
Record, edit, split and filter every kind of transaction in Extrack.
14 articlesAccounts
Five account types and everything you can do with them.
11 articlesCategories
Buckets that classify spending — create, edit, roll up.
8 articlesBudgets
Monthly caps. Three status pills. VIP feature.
7 articlesPlanned & recurring
Schedule one-off and repeating transactions.
10 articlesPeople & lending
Directory, balances, per-person Lent accounts, settle, reconcile.
8 articlesReports
12-month posted-vs-expected view with drill-downs and kind filters.
8 articlesAutomation & AI
Claude + MCP integration. Drafts in the Automation inbox. VIP feature.
8 articlesFamily (kids)
Upcoming kids feature. Currently waitlist.
3 articlesPlans & billing
Three plans, 30-day trial, 7-day refund, Razorpay billing.
7 articlesPrivacy & data
No bank linking. Yours to export, restore, delete (via email).
8 articlesMost-asked questions
See all FAQs →Is Extrack free?
New accounts get 30 days of full VIP access with no credit card. After that, continued writes need a Premium or VIP subscription — see /plans.
From: What is Extrack?
Do I need to give bank credentials?
No, ever. There is no integration with any bank or aggregator.
From: What is Extrack?
I want to use my real bank, not Cash.
Add the bank from the Accounts page first (see "Set up your accounts"). Then the new-transaction picker will list it.
What if I picked the wrong kind?
Open the row from Transactions, tap Edit (pencil) and switch the kind. Or Delete (trash) and recreate.
Can I rename or delete the starter accounts?
Yes — they are not protected. Edit "Cash" to "HDFC Savings" if that is more useful, or delete it if you have no cash flow and only use bank accounts.
Why Mutual Funds and not just Cash?
Most users have at least one investment they want to track from day one. Pre-creating it shortens the path to a meaningful net-worth number.
Still stuck?
Open the in-app inbox and we will reply within one business day. We read every message.
Email support