Help center · Budgets
What "Over cap" means
Cap exceeded. Pill turns rose; card shows "Over by ₹X". Nothing blocks.
On this page
When a budget cap in Extrack flips to the "Over cap" pill (rose), your current spend has exceeded the cap. The card shows "Over by ₹X" in rose. Extrack does not block further transactions — caps are signals, not guardrails. The three pills are "On track" (emerald), "Approaching cap" (amber) and "Over cap" (rose).
How to react
Two common moves: raise the cap (if it was unrealistic — base it on last 2–3 months of real spend), or change behaviour for the rest of the month. Avoid the third move — ignoring an over-cap month after month makes the cap meaningless.
Frequently asked
Does going over affect anything else?
No. It is a visual flag — transactions still post, the dashboard still shows balances. Reports highlights months where you went over.
I am over because of one large transaction.
Sanity-check whether the transaction belongs in this category. A one-off big purchase in the wrong category skews the rollup.
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