Help center · Planned & recurring
Recurring vs planned — what to use when
Recurring = repeats on a frequency. Planned = one-off scheduled row.
On this page
Extrack has two ways to schedule a transaction. Recurring templates repeat on a frequency — Daily, Weekly, Every 2 weeks, Monthly, Quarterly, Yearly — use for rent, salary, SIPs, subscriptions. Planned items are one-off scheduled rows — use for a specific upcoming bill or known one-time payment. The two pages share the same Due / Upcoming structure but have different row actions.
When recurring wins
Use a recurring template when the same row will happen on a schedule:
- Monthly rent — same amount, same payee, every 1st of month.
- Monthly salary — same amount, same account, every payday.
- Weekly grocery direct debit.
- Quarterly insurance premium.
- Yearly subscription renewal.
When planned wins
Use a planned item for one-offs you know are coming:
- A wedding contribution next month.
- A planned transfer from savings to investment for a specific date.
- A one-time gift to a relative.
Frequently asked
Can I convert a planned item to recurring?
Not in one click. Create a recurring template fresh — it is two minutes — and delete the planned item.
Can a planned item override a single recurring occurrence?
The data model allows it (via `recurringTemplateId` + `recurringOccurrenceDate`), but the UI does not currently expose an "Override this occurrence" button. The linkage happens server-side during approval flows.
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